Terms Of Service

Effective Date: 14th March 2025

Welcome to SBA Servicing ("we," "our," "us"). These Terms of Service govern your access to and use of our website sbaservicing.com (the "Site") and any services, features, content, or applications offered by SBA Servicing (collectively, the "Services"). By accessing or using the Site or Services, you agree to be bound by these Terms of Service. If you do not agree to these Terms of Service, you may not access or use the Site or Services.

1. Acceptance of Terms

By using the Site or Services, you confirm that you are at least 18 years old and have the legal capacity to enter into these Terms of Service. If you are using the Site or Services on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms of Service.

2. Changes to Terms

We reserve the right to modify or update these Terms of Service at any time. Any changes will be effective immediately upon posting on the Site. Your continued use of the Site or Services after the posting of changes constitutes your acceptance of the revised Terms of Service.

3. Use of the Site and Services

Eligibility

You must be at least 18 years old to use the Site or Services. By using the Site or Services, you represent and warrant that you meet this requirement.

Prohibited Activities

You agree not to:

  • Use the Site or Services for any illegal or unauthorized purpose.
  • Violate any laws, regulations, or third-party rights.
  • Interfere with or disrupt the operation of the Site or Services.
  • Attempt to gain unauthorized access to the Site, Services, or any related systems or networks.
  • Use any automated means, such as bots or scrapers, to access or interact with the Site or Services.
  • Upload or transmit any viruses, malware, or other harmful code.
  • Engage in any activity that could damage, disable, or impair the Site or Services.

4. Intellectual Property

Ownership

All content, features, and functionality on the Site, including but not limited to text, graphics, logos, images, and software, are the property of SBA Servicing or its licensors and are protected by intellectual property laws.

License

We grant you a limited, non-exclusive, non-transferable license to access and use the Site and Services for personal, non-commercial purposes. You may not reproduce, distribute, modify, or create derivative works of any content on the Site without our prior written consent.

5. User Accounts

Account Creation

To access certain features of the Site or Services, you may need to create an account. You agree to provide accurate and complete information when creating your account and to update your information as necessary.

Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Notify us immediately if you suspect any unauthorized use of your account.

Termination

We reserve the right to suspend or terminate your account at any time, with or without notice, for any reason, including if you violate these Terms of Service.

6. Payments and Fees

If you purchase any products or services through the Site, you agree to pay all applicable fees and taxes. We may use third-party payment processors to handle transactions, and your use of such processors is subject to their terms and conditions.

7. Third-Party Links

The Site may contain links to third-party websites or services. We are not responsible for the content, accuracy, or practices of these third parties. Your use of third-party websites or services is at your own risk.

8. Disclaimer of Warranties

The Site and Services are provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not guarantee that the Site or Services will be error-free, secure, or uninterrupted.

9. Limitation of Liability

To the fullest extent permitted by law, SBA Servicing and its affiliates, officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising out of or related to your use of the Site or Services.

10. Indemnification

You agree to indemnify and hold harmless SBA Servicing and its affiliates, officers, employees, and agents from any claims, damages, liabilities, or expenses arising out of or related to your use of the Site or Services or your violation of these Terms of Service.

11. Governing Law

These Terms of Service are governed by the laws of the state of [Insert State], without regard to its conflict of law principles. Any disputes arising under these Terms of Service will be resolved in the courts located in [Insert County and State].

12. Dispute Resolution

Negotiation

In the event of a dispute, both parties agree to first attempt to resolve the issue through good-faith negotiations.

Arbitration

If the dispute cannot be resolved through negotiation, it will be settled by binding arbitration in accordance with the rules of the American Arbitration Association.

13. Miscellaneous

Severability

If any provision of these Terms of Service is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

Waiver

Our failure to enforce any provision of these Terms of Service does not constitute a waiver of that provision.

Entire Agreement

These Terms of Service constitute the entire agreement between you and SBA Servicing regarding your use of the Site and Services.

14. Contact Us

If you have any questions or concerns about these Terms of Service, please contact us at:

Email: support@sbaservicing.com